Rehab Treatment

Mental Health Counseling

How to Pay For Rehab (Drug, Alcohol, & Detox)

Written By:

Dr. Matthew A. D’Urso LMHC, LPCC

Content Manager:

Amy Leifeste

Editor:

Karena Mathis

Written By:

Dr. Matt A. D’Urso
LMHC, LPCC

Content Manager:

Amy Leifeste

Editor:

Karena Mathis

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Table of Contents

Paying For Addiction Treatment​

What is one of the top concerns for people who enroll in rehab? Unfortunately, most say that they worry about paying for rehab. Instead of the cost of rehab, they need to focus more on treatment and overcoming addiction. Thankfully, there are plenty of ways for them to go about covering their rehab expenses for treatment at a drug rehab.

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Our rehab centers support men and women struggling with substance use and co-occurring mental health disorders. Renaissance Recovery provides evidence-based treatment across multiple locations across the country, offering compassionate, structured care designed to help individuals build lasting recovery and regain stability in their lives.

Insurance Can Help Pay for Rehab

Thanks to government regulations, insurance companies can no longer turn away people who need addiction treatment. However, what does that mean for paying for rehab? In short, it means that insurers must pay for a portion or all of the rehab expenses. Basically, they must offer coverage for addiction recovery like they do any other mental health problem.

Of course, it’s important to keep in mind that the amount of coverage varies between individual policies. Certain plans might cover some programs but not others. For example, more insurance policies are likely to cover the cost of outpatient treatment than inpatient treatment. Because of that, people should reach out to rehab centers for rehab insurance verification to determine their coverage.

How To Pay For Rehab?

Including having your addiction treatment being covered by rehab some people also look to other avenues of affording treatment. Some people pay out of pocket, take out personal loans, or receive help from friends and family. Recovery is an investment in your future. Whether you utilize your own finances, government programs, or help from loved ones the outcome will benefit you for the rest of your life.

Paying for Rehab Out of Pocket

Another matter when it comes to paying for rehab is how to cover the out-of-pocket cost. For example, it’s not uncommon for people to use their savings or borrow money from family members.

Of course, most people only want to use their savings accounts for emergencies. What they don’t realize is that addiction treatment is an emergency. Without proper help, they could end up spending their savings on maintaining their addiction anyway. By spending it on rehab treatment instead, they at least get the help that they need.

In short, people have to think of rehab as an investment in their futures. Paying for rehab might make them feel intimidated. However, it’s an investment worth making. It can help them get their lives back on track.

Taking Out a Personal Loan

Another option for paying for rehab is taking out a personal or medical loan. There are plenty of ways to get personal loans. While it’s true that people have to pay interest, it still makes paying for rehab more affordable. Taking out a personal loan might also allow people to stay in rehab for longer.

People often wonder how long they should stay in rehab. The truth is that there’s no magic length of time. However, some people need more time in rehab than others. They shouldn’t let a lack of funds keep them from getting all of the help that they need.

Addiction Treatment Programs

Renaissance Recovery Center provides comprehensive dual diagnosis drug addiction treatment that treats not only the symptoms of your drug addiction but also the underlying mental health conditions contributing to your drug addiction. Upon your admission into an inpatient rehab center, the addiction treatment staff will conduct a personalized addiction treatment plan that provides the best addiction treatment for you based on your unique mental health conditions. Addiction treatment programs and addiction therapy services offered at a substance abuse treatment center include:

Contact Renaissance Recovery Center

Don’t let paying for rehab stop you from getting the right addiction treatment to meet your needs. Contact Renaissance Recovery to find out how easy it is to cover the cost. Dial 866-330-9449 to start a treatment program that works for you.

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Check out our addiction recovery blog to learn more about substance use disorders and how to get effective treatment.

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Paying Out Of Pocket without Insurance

Range $5,000 to $60,000

If you can’t pay your co-pay amount

Paying Out Of Pocket with Insurance

Range $0 to $12,000

(Depending on insurance plan)

Paying Out Of Pocket without Insurance

Avg $5,000 to $60,000

If you can’t pay your co-pay amount

Paying Out Of Pocket with Insurance

Avg $2,000 to $12,000

(Depending on insurance plan)

If you can’t pay your co-pay amount

We Accept Most Major Insurance

View our wide selection of accepted providers. Don’t see yours? Call our admissions team for help.

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